Many people are looking for a house. But I'm hesitating. Helps make decision making easier. Because at the end of the year like this, various developers offer good promotions to close sales. Let me tell you, if you don't hurry and get a good house Own it now. The price next year may be doubled. As for the 5 reasons why many people tend to buy a house What will happen at the end of the year? Let's go see.
1. New project prepared to increase prices.
At a time when the housing market continues to fluctuate with the economy. But don't forget that land prices are continually increasing. As a result, developers adjust house prices according to the ever-increasing land prices. especially the land There is continuous development of new projects. And at the end of the year, many more electric train lines are about to be launched. In the next 2-3 years, we may see various housing projects. It happened a lot.
But if you rush to reserve them at the end of 2023, this will be beneficial to the owner because there is an opportunity to receive a good return on investment. Whether it is for resale or rental. This is because the market for real estate products has already increased. Whether buying-selling-renting Got a price that was worth it.
2. Tax deduction up to 100,000 baht
This year, tax deduction measures for those who purchase real estate, both houses and condos. It will help stimulate the economy to a certain extent. For people who buy condos Buying your first home with a price not exceeding 5 million baht will be able to deduct taxes. The maximum amount is not more than 200,000 baht. Therefore, if you rush to buy a property now, you will be able to use it for tax deduction next year.
3. Easy installments, low interest.
Currently, many banks have reduced loan interest rates to allow borrowers to borrow more. Most importantly, pay in long, easy installments. The bank will choose good promotions. to suit the borrower without affecting other expenses Most are issued with low interest rates. or monthly installments are not high As we see each operator present These promotions will help loan borrowers pay in installments at lower interest rates. And manage to plan the monthly installments that must be paid within the borrower's repayment ability well.
4. Reduce transfer fees and mortgage fees.
From 3 January 2023 until 31 December 2023. Reduce registration fees for real estate transfers from 2 percent to 1 percent. Reduce registration fees for real estate mortgages from 1 percent to 0.01 percent (only transfers and mortgages in same time) for the case of transfer and mortgage of real estate, land and residential buildings such as detached houses, semi-detached houses, row houses or commercial buildings. From the land allocator in accordance with the law on land allocation. or where land allocation is carried out by the government or government organization The purchase price does not exceed 3 million baht, the mortgage amount does not exceed 3 million baht, and the buyer must be a natural person of Thai nationality only.
5. Developer packs a lot of promotions at the end of the year.
At the end of the year like this It's a good time for buyers to have the opportunity to negotiate prices with sellers as developers have to make year-end sales. If we are financially ready Or is there a handicap in this matter? It will give us a house with a good price. And most often have additional privileges. Free transfer costs Plus package cards for decorating various rooms. Including organizing promotions with banks to allow buyers to apply for a loan through which they can get a 100% loan or have a special interest rate. Make buying a condo now Both got a good price and were worth it.
The last 3 months of last year have already said goodbye to the year 2023. If anyone is hesitating Don't rush to buy it now. In the next year, various factors may rise again If you are a person who is looking for a place to live. Introducing a house project in a good location suitable for you.
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